|
 |
|
|
 UBank
UBank
| RSSD ID 917555 | CERTIFICATE 18344 | ABA NUMBER 113123667 |
| 208 S Us Highway 69 |
Quarter Ended : |
2025-06-30 |
| Huntington, Texas, 75949 |
Updated : |
2025-07-30 |
| www.u.bank |
|
| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
105 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 825,186 |
|
Total Interest Income | 27,330 |
| Total Liabilities | 747,912 |
|
Total NonInterest Income | 2,275 |
| Total Bank Equity Capital | 77,274 |
|
Total Interest Expense | 10,191 |
| Total Deposits | 714,135 |
|
Total NonInterest Expense | 10,683 |
| Net Loans & Leases | 628,614 |
|
Net Income | 6,055 |
| Loan Loss Allowance | 7,313 |
|
Net Charge Offs | 2,472 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 86,559 |
|
Total loans | 617,194 |
| Total assets for the leverage ratio | 798,640 |
|
Loans secured by real estate: | 472,455 |
| Tier 1 Leverage Ratio | 9.92 |
|
Commercial and industrial loans | 133,074 |
| Tier 1 Capital Ratio | 12.13 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.24 |
|
Loans to individuals - Other | 4,424 |
|
|
|
|
:· UBank
