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 UBank
UBank
| RSSD ID 917555 | CERTIFICATE 18344 | ABA NUMBER 113123667 |
| 208 S Us Highway 69 |
Quarter Ended : |
2025-12-31 |
| Huntington, Texas, 75949 |
Updated : |
2026-01-30 |
| www.u.bank |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 906,177 |
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Total Interest Income | 56,711 |
| Total Liabilities | 822,183 |
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Total NonInterest Income | 4,561 |
| Total Bank Equity Capital | 83,994 |
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Total Interest Expense | 20,510 |
| Total Deposits | 790,180 |
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Total NonInterest Expense | 22,394 |
| Net Loans & Leases | 710,107 |
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Net Income | 12,436 |
| Loan Loss Allowance | 8,579 |
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Net Charge Offs | 2,706 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 704,825 |
| Total assets for the leverage ratio | 821,897 |
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Loans secured by real estate: | 542,767 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 150,189 |
| Off Balance Sheet Exposures (%) | 5.57 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,024 |
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:· UBank
