|
 |
|
|
 UBank
UBank
| RSSD ID 917555 | CERTIFICATE 18344 | ABA NUMBER 113123667 |
| 208 S Us Highway 69 |
Quarter Ended : |
2025-03-31 |
| Huntington, Texas, 75949 |
Updated : |
2025-04-30 |
| www.u.bank |
|
| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
102 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 781,024 |
|
Total Interest Income | 12,995 |
| Total Liabilities | 707,131 |
|
Total NonInterest Income | 1,143 |
| Total Bank Equity Capital | 73,893 |
|
Total Interest Expense | 4,930 |
| Total Deposits | 671,005 |
|
Total NonInterest Expense | 5,097 |
| Net Loans & Leases | 605,922 |
|
Net Income | 2,930 |
| Loan Loss Allowance | 9,107 |
|
Net Charge Offs | 13 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 606,183 |
| Total assets for the leverage ratio | 754,192 |
|
Loans secured by real estate: | 472,292 |
| Tier 1 Leverage Ratio | 10.09 |
|
Commercial and industrial loans | 119,014 |
| Off Balance Sheet Exposures (%) | 5.08 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,532 |
|
|
|
|
:· UBank
