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The First National Bank of Williamson
The First National Bank of Williamson
RSSD ID 917630 | CERTIFICATE 6805 | ABA NUMBER 51501257 |
68 E 2nd Ave |
Quarter Ended : |
2025-03-31 |
Williamson, West Virginia, 25661 |
Updated : |
2025-04-30 |
www.yourfnbonline.com |
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Institution Profile |
Year Opened : |
1903 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
28 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 112,486 |
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Total Interest Income | 1,369 |
Total Liabilities | 105,384 |
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Total NonInterest Income | 262 |
Total Bank Equity Capital | 7,102 |
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Total Interest Expense | 720 |
Total Deposits | 103,848 |
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Total NonInterest Expense | 999 |
Net Loans & Leases | 74,975 |
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Net Income | (138) |
Loan Loss Allowance | 1,290 |
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Net Charge Offs | 45 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 9,744 |
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Total loans | 76,680 |
Total assets for the leverage ratio | 117,730 |
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Loans secured by real estate: | 60,230 |
Tier 1 Leverage Ratio | 7.62 |
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Commercial and industrial loans | 9,989 |
Tier 1 Capital Ratio | 14.64 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 15.9 |
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Loans to individuals - Other | 6,081 |
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