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 The First National Bank of Williamson
The First National Bank of Williamson
| RSSD ID 917630 | CERTIFICATE 6805 | ABA NUMBER 51501257 |
| 68 E 2nd Ave |
Quarter Ended : |
2025-12-31 |
| Williamson, West Virginia, 25661 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 118,521 |
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Total Interest Income | 5,732 |
| Total Liabilities | 95,520 |
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Total NonInterest Income | 1,023 |
| Total Bank Equity Capital | 23,001 |
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Total Interest Expense | 2,433 |
| Total Deposits | 93,970 |
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Total NonInterest Expense | 4,428 |
| Net Loans & Leases | 74,375 |
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Net Income | (145) |
| Loan Loss Allowance | 1,216 |
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Net Charge Offs | 119 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 24,758 |
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Total loans | 75,440 |
| Total assets for the leverage ratio | 120,197 |
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Loans secured by real estate: | 59,785 |
| Tier 1 Leverage Ratio | 19.94 |
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Commercial and industrial loans | 9,614 |
| Tier 1 Capital Ratio | 37.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.24 |
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Loans to individuals - Other | 5,600 |
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:· The First National Bank of Williamson
