|
 |
|
|
 Williamstown Bank, Inc.
Williamstown Bank, Inc.
| RSSD ID 918132 | CERTIFICATE 14744 | ABA NUMBER 51503909 |
| 435 Highland Ave |
Quarter Ended : |
2025-09-30 |
| Williamstown, West Virginia, 26187 |
Updated : |
2025-10-30 |
| www.williamstownbank.com |
|
| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 226,963 |
|
Total Interest Income | 8,740 |
| Total Liabilities | 203,908 |
|
Total NonInterest Income | 794 |
| Total Bank Equity Capital | 23,055 |
|
Total Interest Expense | 2,522 |
| Total Deposits | 202,189 |
|
Total NonInterest Expense | 5,644 |
| Net Loans & Leases | 185,814 |
|
Net Income | 1,038 |
| Loan Loss Allowance | 1,519 |
|
Net Charge Offs | 87 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 184,940 |
| Total assets for the leverage ratio | 226,541 |
|
Loans secured by real estate: | 135,207 |
| Tier 1 Leverage Ratio | 10.38 |
|
Commercial and industrial loans | 20,951 |
| Off Balance Sheet Exposures (%) | 3.22 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 27,098 |
|
|
|
|
:· Williamstown Bank, Inc.
