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 Williamstown Bank, Inc.
Williamstown Bank, Inc.
| RSSD ID 918132 | CERTIFICATE 14744 | ABA NUMBER 51503909 |
| 435 Highland Ave |
Quarter Ended : |
2025-03-31 |
| Williamstown, West Virginia, 26187 |
Updated : |
2025-04-30 |
| www.williamstownbank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 226,514 |
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Total Interest Income | 2,816 |
| Total Liabilities | 204,057 |
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Total NonInterest Income | 233 |
| Total Bank Equity Capital | 22,457 |
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Total Interest Expense | 856 |
| Total Deposits | 201,627 |
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Total NonInterest Expense | 1,810 |
| Net Loans & Leases | 178,844 |
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Net Income | 311 |
| Loan Loss Allowance | 1,498 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 181,462 |
| Total assets for the leverage ratio | 224,107 |
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Loans secured by real estate: | 126,773 |
| Tier 1 Leverage Ratio | 10.33 |
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Commercial and industrial loans | 21,455 |
| Off Balance Sheet Exposures (%) | 2.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 30,081 |
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:· Williamstown Bank, Inc.
