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 ESB Financial
ESB Financial
| RSSD ID 918954 | CERTIFICATE 16629 | ABA NUMBER 101100760 |
| 801 Merchant St |
Quarter Ended : |
2025-09-30 |
| Emporia, Kansas, 66801 |
Updated : |
2025-10-24 |
| www.esbfinancial.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 371,674 |
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Total Interest Income | 14,083 |
| Total Liabilities | 340,842 |
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Total NonInterest Income | 2,465 |
| Total Bank Equity Capital | 30,832 |
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Total Interest Expense | 4,808 |
| Total Deposits | 322,188 |
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Total NonInterest Expense | 7,901 |
| Net Loans & Leases | 244,766 |
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Net Income | 3,650 |
| Loan Loss Allowance | 2,559 |
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Net Charge Offs | (62) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,925 |
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Total loans | 239,609 |
| Total assets for the leverage ratio | 369,907 |
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Loans secured by real estate: | 182,237 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 39,669 |
| Tier 1 Capital Ratio | 13.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.18 |
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Loans to individuals - Other | 6,134 |
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:· ESB Financial
