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 Belmont Savings Bank, SSB
Belmont Savings Bank, SSB
| RSSD ID 919773 | CERTIFICATE 28035 | ABA NUMBER 253170088 |
| 210 Park St |
Quarter Ended : |
2025-12-31 |
| Belmont, North Carolina, 28012 |
Updated : |
2026-01-29 |
| www.belmontsavingsbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 151,258 |
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Total Interest Income | 6,954 |
| Total Liabilities | 132,247 |
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Total NonInterest Income | 77 |
| Total Bank Equity Capital | 19,011 |
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Total Interest Expense | 3,690 |
| Total Deposits | 102,328 |
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Total NonInterest Expense | 2,913 |
| Net Loans & Leases | 127,913 |
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Net Income | 274 |
| Loan Loss Allowance | 470 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 126,594 |
| Total assets for the leverage ratio | 148,122 |
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Loans secured by real estate: | 127,339 |
| Tier 1 Leverage Ratio | 13.49 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 15 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 232 |
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:· Belmont Savings Bank, SSB
