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 First Sentinel Bank
First Sentinel Bank
| RSSD ID 920975 | CERTIFICATE 31928 | ABA NUMBER 251473512 |
| 315 Railroad Ave |
Quarter Ended : |
2025-09-30 |
| Richlands, Virginia, 24641 |
Updated : |
2025-10-30 |
| www.firstsentinelbank.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 404,473 |
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Total Interest Income | 17,830 |
| Total Liabilities | 366,059 |
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Total NonInterest Income | 2,043 |
| Total Bank Equity Capital | 38,414 |
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Total Interest Expense | 6,258 |
| Total Deposits | 354,245 |
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Total NonInterest Expense | 8,633 |
| Net Loans & Leases | 333,887 |
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Net Income | 2,739 |
| Loan Loss Allowance | 3,547 |
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Net Charge Offs | 1,545 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,140 |
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Total loans | 333,721 |
| Total assets for the leverage ratio | 402,954 |
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Loans secured by real estate: | 163,922 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 16,215 |
| Tier 1 Capital Ratio | 12.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.18 |
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Loans to individuals - Other | 153,585 |
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:· First Sentinel Bank
