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 First American Bank and Trust Company
First American Bank and Trust Company
| RSSD ID 921039 | CERTIFICATE 16858 | ABA NUMBER 61111255 |
| 300 College Ave |
Quarter Ended : |
2025-12-31 |
| Athens, Georgia, 30601 |
Updated : |
2026-01-15 |
| www.fabt.bank |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 853,218 |
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Total Interest Income | 44,259 |
| Total Liabilities | 740,721 |
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Total NonInterest Income | 6,934 |
| Total Bank Equity Capital | 112,497 |
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Total Interest Expense | 7,379 |
| Total Deposits | 720,699 |
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Total NonInterest Expense | 21,732 |
| Net Loans & Leases | 653,390 |
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Net Income | 17,308 |
| Loan Loss Allowance | 7,601 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,424 |
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Total loans | 649,164 |
| Total assets for the leverage ratio | 877,213 |
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Loans secured by real estate: | 617,155 |
| Tier 1 Leverage Ratio | 12.91 |
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Commercial and industrial loans | 16,669 |
| Tier 1 Capital Ratio | 17.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.66 |
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Loans to individuals - Other | 16,018 |
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:· First American Bank and Trust Company
