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Peoples Bank & Trust
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Peoples Bank & Trust
| RSSD ID 922344 | CERTIFICATE 17320 | ABA NUMBER 71122535 |
| 200 S Locust St |
Quarter Ended : |
2026-06-30 |
| Pana, Illinois, 62557 |
Updated : |
2026-07-28 |
| www.bankpbt.com |
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| Institution Profile |
| Year Opened : |
1954 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
14 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 656,601 |
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Total Interest Income | 18,263 |
| Total Liabilities | 586,700 |
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Total NonInterest Income | 2,366 |
| Total Bank Equity Capital | 69,901 |
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Total Interest Expense | 3,299 |
| Total Deposits | 522,194 |
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Total NonInterest Expense | 7,853 |
| Net Loans & Leases | 418,634 |
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Net Income | 6,794 |
| Loan Loss Allowance | 4,055 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 70,709 |
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Total loans | 399,860 |
| Total assets for the leverage ratio | 619,615 |
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Loans secured by real estate: | 202,675 |
| Tier 1 Leverage Ratio | 10.73 |
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Commercial and industrial loans | 130,928 |
| Tier 1 Capital Ratio | 16.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.52 |
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Loans to individuals - Other | 4,857 |
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