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 The Lowell Five Cent Savings Bank
The Lowell Five Cent Savings Bank
| RSSD ID 923707 | CERTIFICATE 90227 | ABA NUMBER 211371337 |
| 30 International Pl |
Quarter Ended : |
2025-06-30 |
| Tewksbury, Massachusetts, 01876 |
Updated : |
2025-07-28 |
| www.lowellfive.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
209 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,753,656 |
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Total Interest Income | 44,358 |
| Total Liabilities | 1,538,939 |
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Total NonInterest Income | 2,256 |
| Total Bank Equity Capital | 214,717 |
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Total Interest Expense | 15,999 |
| Total Deposits | 1,508,083 |
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Total NonInterest Expense | 20,487 |
| Net Loans & Leases | 1,338,457 |
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Net Income | 6,942 |
| Loan Loss Allowance | 15,246 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 241,886 |
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Total loans | 1,341,967 |
| Total assets for the leverage ratio | 1,758,513 |
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Loans secured by real estate: | 1,260,282 |
| Tier 1 Leverage Ratio | 12.81 |
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Commercial and industrial loans | 80,772 |
| Tier 1 Capital Ratio | 16.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.73 |
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Loans to individuals - Other | 912 |
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:· The Lowell Five Cent Savings Bank
