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 The Lowell Five Cent Savings Bank
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The Lowell Five Cent Savings Bank
| RSSD ID 923707 | CERTIFICATE 90227 | ABA NUMBER 211371337 |
| 30 International Pl |
Quarter Ended : |
2026-06-30 |
| Tewksbury, Massachusetts, 1876 |
Updated : |
2026-07-27 |
| www.lowellfive.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
206 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,900,746 |
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Total Interest Income | 49,606 |
| Total Liabilities | 1,666,194 |
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Total NonInterest Income | 2,399 |
| Total Bank Equity Capital | 234,552 |
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Total Interest Expense | 17,309 |
| Total Deposits | 1,635,464 |
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Total NonInterest Expense | 21,412 |
| Net Loans & Leases | 1,456,371 |
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Net Income | 7,170 |
| Loan Loss Allowance | 19,593 |
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Net Charge Offs | 51 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 259,537 |
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Total loans | 1,483,785 |
| Total assets for the leverage ratio | 1,904,485 |
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Loans secured by real estate: | 1,407,712 |
| Tier 1 Leverage Ratio | 12.68 |
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Commercial and industrial loans | 75,317 |
| Tier 1 Capital Ratio | 16.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.07 |
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Loans to individuals - Other | 756 |
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:· The Lowell Five Cent Savings Bank
