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 The State Bank of Pearl City
The State Bank of Pearl City
| RSSD ID 923949 | CERTIFICATE 16344 | ABA NUMBER 71121992 |
| 215 S Main St |
Quarter Ended : |
2025-06-30 |
| Pearl City, Illinois, 61062 |
Updated : |
2025-07-24 |
| www.pearlcitybank.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 72,814 |
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Total Interest Income | 1,767 |
| Total Liabilities | 65,874 |
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Total NonInterest Income | 22 |
| Total Bank Equity Capital | 6,940 |
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Total Interest Expense | 558 |
| Total Deposits | 65,576 |
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Total NonInterest Expense | 948 |
| Net Loans & Leases | 31,554 |
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Net Income | 69 |
| Loan Loss Allowance | 746 |
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Net Charge Offs | 208 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 32,595 |
| Total assets for the leverage ratio | 70,819 |
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Loans secured by real estate: | 16,344 |
| Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 753 |
| Off Balance Sheet Exposures (%) | 1.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,987 |
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:· The State Bank of Pearl City
