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 The State Bank of Pearl City
The State Bank of Pearl City
| RSSD ID 923949 | CERTIFICATE 16344 | ABA NUMBER 71121992 |
| 215 S Main St |
Quarter Ended : |
2025-12-31 |
| Pearl City, Illinois, 61062 |
Updated : |
2026-01-27 |
| www.pearlcitybank.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 69,434 |
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Total Interest Income | 3,613 |
| Total Liabilities | 62,162 |
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Total NonInterest Income | 54 |
| Total Bank Equity Capital | 7,272 |
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Total Interest Expense | 1,100 |
| Total Deposits | 61,882 |
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Total NonInterest Expense | 1,833 |
| Net Loans & Leases | 31,437 |
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Net Income | 20 |
| Loan Loss Allowance | 625 |
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Net Charge Offs | 829 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 32,625 |
| Total assets for the leverage ratio | 74,918 |
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Loans secured by real estate: | 17,485 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 795 |
| Off Balance Sheet Exposures (%) | 1.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,613 |
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:· The State Bank of Pearl City
