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 First State Bank
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First State Bank
| RSSD ID 924236 | CERTIFICATE 15663 | ABA NUMBER 65304084 |
| 708 Azalea Dr |
Quarter Ended : |
2026-06-30 |
| Waynesboro, Mississippi, 39367 |
Updated : |
2026-07-27 |
| www.firststatebnk.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
185 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 951,506 |
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Total Interest Income | 22,374 |
| Total Liabilities | 859,998 |
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Total NonInterest Income | 1,956 |
| Total Bank Equity Capital | 91,508 |
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Total Interest Expense | 9,624 |
| Total Deposits | 827,958 |
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Total NonInterest Expense | 12,193 |
| Net Loans & Leases | 527,891 |
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Net Income | 1,629 |
| Loan Loss Allowance | 4,744 |
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Net Charge Offs | 276 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 529,195 |
| Total assets for the leverage ratio | 934,745 |
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Loans secured by real estate: | 433,143 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 63,396 |
| Off Balance Sheet Exposures (%) | 9.1 |
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Loans to individuals - Credit Cards | 758 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,090 |
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:· First State Bank
