|
 |
|
|
 First State Bank
|
First State Bank
| RSSD ID 924236 | CERTIFICATE 15663 | ABA NUMBER 65304084 |
| 708 Azalea Dr |
Quarter Ended : |
2026-03-31 |
| Waynesboro, Mississippi, 39367 |
Updated : |
2026-04-24 |
| www.firststatebnk.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
178 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 949,847 |
|
Total Interest Income | 11,132 |
| Total Liabilities | 859,113 |
|
Total NonInterest Income | 992 |
| Total Bank Equity Capital | 90,734 |
|
Total Interest Expense | 4,953 |
| Total Deposits | 852,495 |
|
Total NonInterest Expense | 6,025 |
| Net Loans & Leases | 512,395 |
|
Net Income | 832 |
| Loan Loss Allowance | 4,497 |
|
Net Charge Offs | 79 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 507,222 |
| Total assets for the leverage ratio | 976,598 |
|
Loans secured by real estate: | 419,937 |
| Tier 1 Leverage Ratio | 10.14 |
|
Commercial and industrial loans | 58,264 |
| Off Balance Sheet Exposures (%) | 9.56 |
|
Loans to individuals - Credit Cards | 771 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 14,285 |
|
|
|
|
:· First State Bank
