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 First State Bank
First State Bank
| RSSD ID 924236 | CERTIFICATE 15663 | ABA NUMBER 65304084 |
| 708 Azalea Dr |
Quarter Ended : |
2025-03-31 |
| Waynesboro, Mississippi, 39367 |
Updated : |
2025-04-25 |
| www.firststatebnk.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 922,987 |
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Total Interest Income | 10,415 |
| Total Liabilities | 837,957 |
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Total NonInterest Income | 873 |
| Total Bank Equity Capital | 85,030 |
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Total Interest Expense | 5,157 |
| Total Deposits | 833,085 |
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Total NonInterest Expense | 5,206 |
| Net Loans & Leases | 437,275 |
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Net Income | 765 |
| Loan Loss Allowance | 4,381 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 439,870 |
| Total assets for the leverage ratio | 952,664 |
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Loans secured by real estate: | 371,244 |
| Tier 1 Leverage Ratio | 10.34 |
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Commercial and industrial loans | 41,512 |
| Off Balance Sheet Exposures (%) | 6.91 |
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Loans to individuals - Credit Cards | 2,004 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,346 |
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:· First State Bank
