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The Citizens State Bank of Cheney, Kansas
The Citizens State Bank of Cheney, Kansas
| RSSD ID 924254 | CERTIFICATE 9658 | ABA NUMBER 101104494 |
| 306 N Main St |
Quarter Ended : |
2025-12-31 |
| Cheney, Kansas, 67025 |
Updated : |
2026-01-27 |
| www.csbcheneyks.com |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 88,056 |
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Total Interest Income | 4,964 |
| Total Liabilities | 80,474 |
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Total NonInterest Income | 406 |
| Total Bank Equity Capital | 7,582 |
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Total Interest Expense | 1,161 |
| Total Deposits | 80,303 |
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Total NonInterest Expense | 2,125 |
| Net Loans & Leases | 58,997 |
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Net Income | 2,010 |
| Loan Loss Allowance | 890 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,297 |
| Total assets for the leverage ratio | 90,089 |
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Loans secured by real estate: | 39,636 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 8,039 |
| Off Balance Sheet Exposures (%) | 6.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,022 |
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