|
 |
|
|
 The First National Bank of Milaca
The First National Bank of Milaca
| RSSD ID 924357 | CERTIFICATE 5198 | ABA NUMBER 91903310 |
| 190 2nd Ave Sw |
Quarter Ended : |
2025-12-31 |
| Milaca, Minnesota, 56353 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
51 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 283,873 |
|
Total Interest Income | 14,514 |
| Total Liabilities | 254,614 |
|
Total NonInterest Income | 1,523 |
| Total Bank Equity Capital | 29,259 |
|
Total Interest Expense | 3,127 |
| Total Deposits | 253,773 |
|
Total NonInterest Expense | 8,240 |
| Net Loans & Leases | 181,553 |
|
Net Income | 4,570 |
| Loan Loss Allowance | 1,822 |
|
Net Charge Offs | 479 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 31,946 |
|
Total loans | 183,262 |
| Total assets for the leverage ratio | 289,382 |
|
Loans secured by real estate: | 117,530 |
| Tier 1 Leverage Ratio | 10.42 |
|
Commercial and industrial loans | 40,680 |
| Tier 1 Capital Ratio | 18.04 |
|
Loans to individuals - Credit Cards | 561 |
| Total Capital Ratio | 19.1 |
|
Loans to individuals - Other | 11,760 |
|
|
|
|
:· The First National Bank of Milaca
