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 The First National Bank of Milaca
The First National Bank of Milaca
| RSSD ID 924357 | CERTIFICATE 5198 | ABA NUMBER 91903310 |
| 190 2nd Ave Sw |
Quarter Ended : |
2025-03-31 |
| Milaca, Minnesota, 56353 |
Updated : |
2025-04-28 |
| www.fnbmilaca.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 281,207 |
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Total Interest Income | 3,363 |
| Total Liabilities | 257,034 |
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Total NonInterest Income | 349 |
| Total Bank Equity Capital | 24,173 |
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Total Interest Expense | 764 |
| Total Deposits | 256,353 |
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Total NonInterest Expense | 1,928 |
| Net Loans & Leases | 175,638 |
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Net Income | 1,020 |
| Loan Loss Allowance | 2,185 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,934 |
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Total loans | 175,908 |
| Total assets for the leverage ratio | 275,498 |
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Loans secured by real estate: | 111,501 |
| Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 40,107 |
| Tier 1 Capital Ratio | 16.56 |
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Loans to individuals - Credit Cards | 549 |
| Total Capital Ratio | 17.81 |
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Loans to individuals - Other | 11,981 |
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:· The First National Bank of Milaca
