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 The First National Bank of Milaca
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The First National Bank of Milaca
| RSSD ID 924357 | CERTIFICATE 5198 | ABA NUMBER 91903310 |
| 190 2nd Ave Sw |
Quarter Ended : |
2026-06-30 |
| Milaca, Minnesota, 56353 |
Updated : |
2026-07-28 |
| www.fnbmilaca.com |
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| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 293,216 |
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Total Interest Income | 7,844 |
| Total Liabilities | 263,172 |
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Total NonInterest Income | 841 |
| Total Bank Equity Capital | 30,044 |
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Total Interest Expense | 1,508 |
| Total Deposits | 259,783 |
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Total NonInterest Expense | 4,132 |
| Net Loans & Leases | 196,032 |
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Net Income | 2,802 |
| Loan Loss Allowance | 2,023 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,236 |
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Total loans | 192,975 |
| Total assets for the leverage ratio | 289,872 |
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Loans secured by real estate: | 123,902 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 41,403 |
| Tier 1 Capital Ratio | 17.35 |
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Loans to individuals - Credit Cards | 505 |
| Total Capital Ratio | 18.48 |
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Loans to individuals - Other | 12,125 |
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:· The First National Bank of Milaca
