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 Monroe Savings Bank
Monroe Savings Bank
| RSSD ID 927077 | CERTIFICATE 30103 | ABA NUMBER 231271527 |
| 114 S Main St |
Quarter Ended : |
2025-12-31 |
| Williamstown, New Jersey, 8094 |
Updated : |
2026-01-27 |
| www.monroesavings.com |
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| Institution Profile |
| Year Opened : |
1870 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 114,466 |
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Total Interest Income | 5,917 |
| Total Liabilities | 99,001 |
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Total NonInterest Income | 50 |
| Total Bank Equity Capital | 15,465 |
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Total Interest Expense | 2,101 |
| Total Deposits | 88,129 |
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Total NonInterest Expense | 2,850 |
| Net Loans & Leases | 86,951 |
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Net Income | 604 |
| Loan Loss Allowance | 929 |
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Net Charge Offs | 111 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,348 |
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Total loans | 88,925 |
| Total assets for the leverage ratio | 111,937 |
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Loans secured by real estate: | 63,263 |
| Tier 1 Leverage Ratio | 13.87 |
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Commercial and industrial loans | 965 |
| Tier 1 Capital Ratio | 23.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.05 |
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Loans to individuals - Other | 24,697 |
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:· Monroe Savings Bank
