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 Ameriserv Financial Bank
Ameriserv Financial Bank
| RSSD ID 928618 | CERTIFICATE 7542 | ABA NUMBER 31301066 |
| 216 Franklin St |
Quarter Ended : |
2025-12-31 |
| Johnstown, Pennsylvania, 15901 |
Updated : |
2026-01-30 |
| AmeriServ.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
274 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,449,813 |
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Total Interest Income | 71,185 |
| Total Liabilities | 1,308,361 |
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Total NonInterest Income | 17,221 |
| Total Bank Equity Capital | 141,452 |
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Total Interest Expense | 28,032 |
| Total Deposits | 1,249,609 |
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Total NonInterest Expense | 45,645 |
| Net Loans & Leases | 1,019,599 |
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Net Income | 8,640 |
| Loan Loss Allowance | 13,128 |
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Net Charge Offs | 4,892 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 148,370 |
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Total loans | 1,045,476 |
| Total assets for the leverage ratio | 1,446,382 |
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Loans secured by real estate: | 893,278 |
| Tier 1 Leverage Ratio | 9.32 |
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Commercial and industrial loans | 131,083 |
| Tier 1 Capital Ratio | 11.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.88 |
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Loans to individuals - Other | 10,658 |
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:· Ameriserv Financial Bank
