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 Ameriserv Financial Bank
Ameriserv Financial Bank
| RSSD ID 928618 | CERTIFICATE 7542 | ABA NUMBER 31301066 |
| 216 Franklin St |
Quarter Ended : |
2025-06-30 |
| Johnstown, Pennsylvania, 15901 |
Updated : |
2025-08-12 |
| AmeriServ.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
284 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,444,637 |
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Total Interest Income | 34,617 |
| Total Liabilities | 1,311,010 |
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Total NonInterest Income | 8,279 |
| Total Bank Equity Capital | 133,627 |
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Total Interest Expense | 13,863 |
| Total Deposits | 1,245,033 |
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Total NonInterest Expense | 22,562 |
| Net Loans & Leases | 1,055,000 |
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Net Income | 2,749 |
| Loan Loss Allowance | 14,060 |
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Net Charge Offs | 2,972 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 146,005 |
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Total loans | 1,069,208 |
| Total assets for the leverage ratio | 1,443,261 |
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Loans secured by real estate: | 909,068 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 143,569 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.14 |
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Loans to individuals - Other | 10,834 |
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:· Ameriserv Financial Bank
