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Bank of Cattaraugus
Bank of Cattaraugus
| RSSD ID 92902 | CERTIFICATE 9406 | ABA NUMBER 22306847 |
| 24 Main St |
Quarter Ended : |
2025-09-30 |
| Cattaraugus, New York, 14719 |
Updated : |
2025-10-21 |
| www.BankofCattaraugus.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 32,251 |
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Total Interest Income | 1,360 |
| Total Liabilities | 28,914 |
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Total NonInterest Income | 71 |
| Total Bank Equity Capital | 3,337 |
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Total Interest Expense | 100 |
| Total Deposits | 28,867 |
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Total NonInterest Expense | 1,043 |
| Net Loans & Leases | 16,813 |
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Net Income | 254 |
| Loan Loss Allowance | 206 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 3,543 |
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Total loans | 17,861 |
| Total assets for the leverage ratio | 27,916 |
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Loans secured by real estate: | 11,914 |
| Tier 1 Leverage Ratio | 11.95 |
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Commercial and industrial loans | 2,996 |
| Tier 1 Capital Ratio | 17.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.42 |
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Loans to individuals - Other | 2,951 |
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