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Bank of Cattaraugus
Bank of Cattaraugus
RSSD ID 92902 | CERTIFICATE 9406 | ABA NUMBER 22306847
24 Main St Quarter Ended : 2025-03-31
Cattaraugus, New York, 14719 Updated : 2025-04-17
www.BankofCattaraugus.com

Institution Profile
Year Opened : 1882 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 1 Number of Employees : 9

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets33,751
Total Interest Income434
Total Liabilities30,594
Total NonInterest Income23
Total Bank Equity Capital3,157
Total Interest Expense32
Total Deposits30,564
Total NonInterest Expense343
Net Loans & Leases16,616
Net Income74
Loan Loss Allowance206
Net Charge Offs(1)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital3,363
Total loans17,178
Total assets for the leverage ratio29,413
Loans secured by real estate:11,200
Tier 1 Leverage Ratio10.73
Commercial and industrial loans3,145
Tier 1 Capital Ratio16.79
Loans to individuals - Credit Cards0
Total Capital Ratio17.89
Loans to individuals - Other2,833





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury