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Bank of Cattaraugus

Bank of Cattaraugus
RSSD ID 92902 | CERTIFICATE 9406 | ABA NUMBER 22306847
24 Main St Quarter Ended : 2025-09-30
Cattaraugus, New York, 14719 Updated : 2025-10-21
www.BankofCattaraugus.com

Institution Profile
Year Opened : 1882 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 1 Number of Employees : 8

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets32,251
Total Interest Income1,360
Total Liabilities28,914
Total NonInterest Income71
Total Bank Equity Capital3,337
Total Interest Expense100
Total Deposits28,867
Total NonInterest Expense1,043
Net Loans & Leases16,813
Net Income254
Loan Loss Allowance206
Net Charge Offs(1)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital3,543
Total loans17,861
Total assets for the leverage ratio27,916
Loans secured by real estate:11,914
Tier 1 Leverage Ratio11.95
Commercial and industrial loans2,996
Tier 1 Capital Ratio17.35
Loans to individuals - Credit Cards0
Total Capital Ratio18.42
Loans to individuals - Other2,951





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury