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 Bank of Pontiac
Bank of Pontiac
| RSSD ID 930442 | CERTIFICATE 16982 | ABA NUMBER 71122263 |
| 300 W Washington St |
Quarter Ended : |
2025-12-31 |
| Pontiac, Illinois, 61764 |
Updated : |
2026-01-30 |
| www.bankofpontiac.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,171,422 |
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Total Interest Income | 60,188 |
| Total Liabilities | 1,038,683 |
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Total NonInterest Income | 4,633 |
| Total Bank Equity Capital | 132,739 |
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Total Interest Expense | 18,774 |
| Total Deposits | 1,000,722 |
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Total NonInterest Expense | 22,942 |
| Net Loans & Leases | 835,595 |
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Net Income | 16,206 |
| Loan Loss Allowance | 9,353 |
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Net Charge Offs | 984 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 124,115 |
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Total loans | 830,013 |
| Total assets for the leverage ratio | 1,138,146 |
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Loans secured by real estate: | 651,348 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 103,576 |
| Tier 1 Capital Ratio | 13.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.68 |
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Loans to individuals - Other | 22,568 |
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:· Bank of Pontiac
