|
 |
|
|
 Fidelity Co-operative Bank
Fidelity Co-operative Bank
| RSSD ID 933377 | CERTIFICATE 26451 | ABA NUMBER 211370707 |
| 9 Leominster Connector |
Quarter Ended : |
2025-06-30 |
| Leominster, Massachusetts, 01453 |
Updated : |
2025-07-30 |
| www.fidelitybankonline.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
179 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,579,645 |
|
Total Interest Income | 45,959 |
| Total Liabilities | 1,401,342 |
|
Total NonInterest Income | 3,585 |
| Total Bank Equity Capital | 178,303 |
|
Total Interest Expense | 17,453 |
| Total Deposits | 1,376,790 |
|
Total NonInterest Expense | 22,928 |
| Net Loans & Leases | 1,075,689 |
|
Net Income | 6,809 |
| Loan Loss Allowance | 7,983 |
|
Net Charge Offs | 13 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,093,193 |
| Total assets for the leverage ratio | 1,532,508 |
|
Loans secured by real estate: | 848,160 |
| Tier 1 Leverage Ratio | 9.09 |
|
Commercial and industrial loans | 227,651 |
| Off Balance Sheet Exposures (%) | 14.45 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,107 |
|
|
|
|
:· Fidelity Co-operative Bank
