|
 |
|
|
 Cullman Savings Bank
Cullman Savings Bank
| RSSD ID 934673 | CERTIFICATE 30167 | ABA NUMBER 262285621 |
| 316 2nd Ave Sw |
Quarter Ended : |
2025-12-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-01-29 |
| www.cullmansavingsbank.com |
|
| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
53 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 431,245 |
|
Total Interest Income | 23,080 |
| Total Liabilities | 349,875 |
|
Total NonInterest Income | 1,420 |
| Total Bank Equity Capital | 81,370 |
|
Total Interest Expense | 7,105 |
| Total Deposits | 295,182 |
|
Total NonInterest Expense | 12,004 |
| Net Loans & Leases | 358,112 |
|
Net Income | 4,215 |
| Loan Loss Allowance | 2,899 |
|
Net Charge Offs | 7 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 359,753 |
| Total assets for the leverage ratio | 443,485 |
|
Loans secured by real estate: | 322,155 |
| Tier 1 Leverage Ratio | 18.8 |
|
Commercial and industrial loans | 26,606 |
| Off Balance Sheet Exposures (%) | 9.05 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,061 |
|
|
|
|
:· Cullman Savings Bank
