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 Cullman Savings Bank
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Cullman Savings Bank
| RSSD ID 934673 | CERTIFICATE 30167 | ABA NUMBER 262285621 |
| 316 2nd Ave Sw |
Quarter Ended : |
2026-03-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-04-27 |
| www.cullmansavingsbank.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 459,644 |
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Total Interest Income | 5,980 |
| Total Liabilities | 377,560 |
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Total NonInterest Income | 355 |
| Total Bank Equity Capital | 82,084 |
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Total Interest Expense | 1,715 |
| Total Deposits | 313,217 |
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Total NonInterest Expense | 2,713 |
| Net Loans & Leases | 372,918 |
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Net Income | 702 |
| Loan Loss Allowance | 2,841 |
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Net Charge Offs | 1,123 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 368,836 |
| Total assets for the leverage ratio | 448,919 |
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Loans secured by real estate: | 321,998 |
| Tier 1 Leverage Ratio | 18.77 |
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Commercial and industrial loans | 28,085 |
| Off Balance Sheet Exposures (%) | 8.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,367 |
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:· Cullman Savings Bank
