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 Springs Valley Bank & Trust Company
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Springs Valley Bank & Trust Company
| RSSD ID 93543 | CERTIFICATE 4419 | ABA NUMBER 83909445 |
| 8482 W State Road 56 |
Quarter Ended : |
2026-06-30 |
| French Lick, Indiana, 47432 |
Updated : |
2026-07-29 |
| www.svbt.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 675,306 |
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Total Interest Income | 18,457 |
| Total Liabilities | 595,534 |
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Total NonInterest Income | 6,007 |
| Total Bank Equity Capital | 79,772 |
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Total Interest Expense | 6,679 |
| Total Deposits | 589,604 |
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Total NonInterest Expense | 10,195 |
| Net Loans & Leases | 508,547 |
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Net Income | 6,049 |
| Loan Loss Allowance | 7,374 |
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Net Charge Offs | (290) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,482 |
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Total loans | 512,875 |
| Total assets for the leverage ratio | 664,113 |
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Loans secured by real estate: | 390,855 |
| Tier 1 Leverage Ratio | 12.5 |
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Commercial and industrial loans | 55,023 |
| Tier 1 Capital Ratio | 14.17 |
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Loans to individuals - Credit Cards | 1,053 |
| Total Capital Ratio | 15.45 |
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Loans to individuals - Other | 11,489 |
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:· Springs Valley Bank & Trust Company
