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 Southern Heritage Bank
Southern Heritage Bank
| RSSD ID 935559 | CERTIFICATE 20698 | ABA NUMBER 111102046 |
| 701 Fourth St |
Quarter Ended : |
2025-12-31 |
| Jonesville, Louisiana, 71343 |
Updated : |
2026-01-27 |
| www.shbnet.com |
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| Institution Profile |
| Year Opened : |
1972 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 403,664 |
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Total Interest Income | 22,910 |
| Total Liabilities | 366,280 |
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Total NonInterest Income | 2,634 |
| Total Bank Equity Capital | 37,384 |
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Total Interest Expense | 6,404 |
| Total Deposits | 362,565 |
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Total NonInterest Expense | 12,143 |
| Net Loans & Leases | 276,316 |
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Net Income | 6,627 |
| Loan Loss Allowance | 2,797 |
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Net Charge Offs | (394) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 279,244 |
| Total assets for the leverage ratio | 403,518 |
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Loans secured by real estate: | 240,720 |
| Tier 1 Leverage Ratio | 10.44 |
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Commercial and industrial loans | 29,700 |
| Off Balance Sheet Exposures (%) | 6.76 |
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Loans to individuals - Credit Cards | 862 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,636 |
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:· Southern Heritage Bank
