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Old Second National Bank
Old Second National Bank
RSSD ID 936136 | CERTIFICATE 3603 | ABA NUMBER 71900760 |
37 S River St |
Quarter Ended : |
2025-06-30 |
Aurora, Illinois, 60506 |
Updated : |
2025-07-30 |
www.oldsecond.com |
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Institution Profile |
Year Opened : |
1887 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
59 |
Number of Employees : |
891 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 5,699,285 |
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Total Interest Income | 148,779 |
Total Liabilities | 4,971,430 |
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Total NonInterest Income | 20,711 |
Total Bank Equity Capital | 727,855 |
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Total Interest Expense | 19,997 |
Total Deposits | 4,869,419 |
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Total NonInterest Expense | 83,106 |
Net Loans & Leases | 3,955,677 |
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Net Income | 45,848 |
Loan Loss Allowance | 42,990 |
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Net Charge Offs | 5,138 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 702,169 |
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Total loans | 3,690,280 |
Total assets for the leverage ratio | 5,667,125 |
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Loans secured by real estate: | 2,711,199 |
Tier 1 Leverage Ratio | 11.59 |
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Commercial and industrial loans | 954,303 |
Tier 1 Capital Ratio | 14.02 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.99 |
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Loans to individuals - Other | 3,301 |
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