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Old Second National Bank
Old Second National Bank
RSSD ID 936136 | CERTIFICATE 3603 | ABA NUMBER 71900760 |
37 S River St |
Quarter Ended : |
2025-03-31 |
Aurora, Illinois, 60506 |
Updated : |
2025-04-30 |
www.oldsecond.com |
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Institution Profile |
Year Opened : |
1887 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
56 |
Number of Employees : |
891 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 5,726,177 |
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Total Interest Income | 73,553 |
Total Liabilities | 5,026,380 |
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Total NonInterest Income | 10,240 |
Total Bank Equity Capital | 699,797 |
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Total Interest Expense | 9,827 |
Total Deposits | 4,925,326 |
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Total NonInterest Expense | 42,293 |
Net Loans & Leases | 3,898,681 |
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Net Income | 21,827 |
Loan Loss Allowance | 41,551 |
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Net Charge Offs | 4,353 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 675,692 |
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Total loans | 3,690,793 |
Total assets for the leverage ratio | 5,608,590 |
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Loans secured by real estate: | 2,607,882 |
Tier 1 Leverage Ratio | 11.27 |
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Commercial and industrial loans | 984,059 |
Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.58 |
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Loans to individuals - Other | 3,468 |
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