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 State Bank of Graymont
State Bank of Graymont
| RSSD ID 937339 | CERTIFICATE 10434 | ABA NUMBER 71118222 |
| 204 Main St |
Quarter Ended : |
2025-12-31 |
| Graymont, Illinois, 61743 |
Updated : |
2026-01-27 |
| www.sbofgray.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 323,043 |
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Total Interest Income | 13,459 |
| Total Liabilities | 286,837 |
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Total NonInterest Income | 1,558 |
| Total Bank Equity Capital | 36,206 |
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Total Interest Expense | 5,716 |
| Total Deposits | 282,111 |
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Total NonInterest Expense | 6,448 |
| Net Loans & Leases | 185,349 |
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Net Income | 2,058 |
| Loan Loss Allowance | 2,440 |
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Net Charge Offs | 10 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 189,599 |
| Total assets for the leverage ratio | 320,545 |
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Loans secured by real estate: | 130,898 |
| Tier 1 Leverage Ratio | 11.49 |
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Commercial and industrial loans | 18,599 |
| Off Balance Sheet Exposures (%) | 15.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,272 |
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:· State Bank of Graymont
