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 State Bank of Graymont
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State Bank of Graymont
| RSSD ID 937339 | CERTIFICATE 10434 | ABA NUMBER 71118222 |
| 204 Main St |
Quarter Ended : |
2026-06-30 |
| Graymont, Illinois, 61743 |
Updated : |
2026-07-23 |
| www.sbofgray.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 312,701 |
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Total Interest Income | 7,148 |
| Total Liabilities | 275,481 |
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Total NonInterest Income | 968 |
| Total Bank Equity Capital | 37,220 |
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Total Interest Expense | 2,567 |
| Total Deposits | 270,844 |
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Total NonInterest Expense | 3,400 |
| Net Loans & Leases | 194,414 |
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Net Income | 1,602 |
| Loan Loss Allowance | 2,369 |
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Net Charge Offs | (10) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 190,499 |
| Total assets for the leverage ratio | 324,043 |
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Loans secured by real estate: | 138,830 |
| Tier 1 Leverage Ratio | 11.77 |
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Commercial and industrial loans | 14,984 |
| Off Balance Sheet Exposures (%) | 15.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,800 |
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:· State Bank of Graymont
