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 State Bank of Graymont
State Bank of Graymont
| RSSD ID 937339 | CERTIFICATE 10434 | ABA NUMBER 71118222 |
| 204 Main St |
Quarter Ended : |
2025-06-30 |
| Graymont, Illinois, 61743 |
Updated : |
2025-07-23 |
| www.sbofgray.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,336 |
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Total Interest Income | 6,514 |
| Total Liabilities | 284,469 |
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Total NonInterest Income | 777 |
| Total Bank Equity Capital | 33,867 |
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Total Interest Expense | 3,003 |
| Total Deposits | 280,346 |
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Total NonInterest Expense | 3,203 |
| Net Loans & Leases | 184,585 |
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Net Income | 832 |
| Loan Loss Allowance | 2,305 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 183,439 |
| Total assets for the leverage ratio | 325,490 |
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Loans secured by real estate: | 132,789 |
| Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 11,244 |
| Off Balance Sheet Exposures (%) | 13.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,648 |
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:· State Bank of Graymont
