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 Bank of Monticello
Bank of Monticello
| RSSD ID 937553 | CERTIFICATE 12232 | ABA NUMBER 81511110 |
| 201 E Lafayette St |
Quarter Ended : |
2025-06-30 |
| Monticello, Missouri, 63457 |
Updated : |
2025-07-22 |
| www.bankofmonticello.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 152,115 |
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Total Interest Income | 4,276 |
| Total Liabilities | 137,764 |
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Total NonInterest Income | 168 |
| Total Bank Equity Capital | 14,351 |
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Total Interest Expense | 1,393 |
| Total Deposits | 135,018 |
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Total NonInterest Expense | 1,452 |
| Net Loans & Leases | 91,989 |
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Net Income | 1,583 |
| Loan Loss Allowance | 1,002 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 90,965 |
| Total assets for the leverage ratio | 154,172 |
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Loans secured by real estate: | 65,465 |
| Tier 1 Leverage Ratio | 11.59 |
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Commercial and industrial loans | 7,678 |
| Off Balance Sheet Exposures (%) | 5.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,563 |
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:· Bank of Monticello
