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 The Citizens State Bank
The Citizens State Bank
| RSSD ID 937759 | CERTIFICATE 15261 | ABA NUMBER 101111351 |
| 601 S Main St |
Quarter Ended : |
2025-12-31 |
| Hugoton, Kansas, 67951 |
Updated : |
2026-01-30 |
| www.csbks.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 139,279 |
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Total Interest Income | 6,799 |
| Total Liabilities | 121,420 |
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Total NonInterest Income | 212 |
| Total Bank Equity Capital | 17,859 |
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Total Interest Expense | 2,358 |
| Total Deposits | 120,212 |
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Total NonInterest Expense | 3,000 |
| Net Loans & Leases | 77,756 |
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Net Income | 1,192 |
| Loan Loss Allowance | 774 |
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Net Charge Offs | 420 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 77,633 |
| Total assets for the leverage ratio | 132,013 |
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Loans secured by real estate: | 41,623 |
| Tier 1 Leverage Ratio | 14.07 |
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Commercial and industrial loans | 8,398 |
| Off Balance Sheet Exposures (%) | 8.11 |
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Loans to individuals - Credit Cards | 334 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 587 |
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:· The Citizens State Bank
