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 The Citizens State Bank
The Citizens State Bank
| RSSD ID 937759 | CERTIFICATE 15261 | ABA NUMBER 101111351 |
| 601 S Main St |
Quarter Ended : |
2025-09-30 |
| Hugoton, Kansas, 67951 |
Updated : |
2025-10-28 |
| www.csbks.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 130,068 |
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Total Interest Income | 5,090 |
| Total Liabilities | 112,127 |
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Total NonInterest Income | 166 |
| Total Bank Equity Capital | 17,941 |
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Total Interest Expense | 1,811 |
| Total Deposits | 108,923 |
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Total NonInterest Expense | 2,298 |
| Net Loans & Leases | 78,012 |
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Net Income | 785 |
| Loan Loss Allowance | 736 |
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Net Charge Offs | 422 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 76,671 |
| Total assets for the leverage ratio | 131,927 |
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Loans secured by real estate: | 41,811 |
| Tier 1 Leverage Ratio | 14.23 |
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Commercial and industrial loans | 8,378 |
| Off Balance Sheet Exposures (%) | 7.74 |
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Loans to individuals - Credit Cards | 343 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 591 |
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:· The Citizens State Bank
