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 The Havana National Bank
The Havana National Bank
| RSSD ID 940731 | CERTIFICATE 3677 | ABA NUMBER 71104731 |
| 112 S Orange St |
Quarter Ended : |
2025-12-31 |
| Havana, Illinois, 62644 |
Updated : |
2026-01-16 |
| www.havanabank.com |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 325,077 |
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Total Interest Income | 15,800 |
| Total Liabilities | 288,393 |
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Total NonInterest Income | 1,929 |
| Total Bank Equity Capital | 36,684 |
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Total Interest Expense | 4,617 |
| Total Deposits | 227,081 |
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Total NonInterest Expense | 6,868 |
| Net Loans & Leases | 225,690 |
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Net Income | 4,545 |
| Loan Loss Allowance | 2,450 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 230,646 |
| Total assets for the leverage ratio | 329,699 |
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Loans secured by real estate: | 128,820 |
| Tier 1 Leverage Ratio | 11.85 |
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Commercial and industrial loans | 19,953 |
| Off Balance Sheet Exposures (%) | 0.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,864 |
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:· The Havana National Bank
