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People's Bank and Trust Company of Pickett County
People's Bank and Trust Company of Pickett County
| RSSD ID 942539 | CERTIFICATE 22756 | ABA NUMBER 64103105 |
| 19 Courthouse Sq |
Quarter Ended : |
2025-12-31 |
| Byrdstown, Tennessee, 38549 |
Updated : |
2026-01-23 |
| https://pbt.bank |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 312,033 |
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Total Interest Income | 22,664 |
| Total Liabilities | 280,502 |
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Total NonInterest Income | 1,250 |
| Total Bank Equity Capital | 31,531 |
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Total Interest Expense | 8,475 |
| Total Deposits | 274,940 |
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Total NonInterest Expense | 9,006 |
| Net Loans & Leases | 221,580 |
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Net Income | 3,658 |
| Loan Loss Allowance | 2,514 |
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Net Charge Offs | 1,707 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 223,334 |
| Total assets for the leverage ratio | 310,393 |
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Loans secured by real estate: | 134,280 |
| Tier 1 Leverage Ratio | 10.75 |
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Commercial and industrial loans | 42,459 |
| Off Balance Sheet Exposures (%) | 0.16 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 37,666 |
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