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First State Bank of Fountain
First State Bank of Fountain
| RSSD ID 943152 | CERTIFICATE 9349 | ABA NUMBER 91207537 |
| 101 Main St |
Quarter Ended : |
2025-12-31 |
| Fountain, Minnesota, 55935 |
Updated : |
2026-01-20 |
| www.firststatebankoffountain.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 39,646 |
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Total Interest Income | 1,347 |
| Total Liabilities | 37,249 |
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Total NonInterest Income | 100 |
| Total Bank Equity Capital | 2,397 |
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Total Interest Expense | 527 |
| Total Deposits | 37,124 |
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Total NonInterest Expense | 917 |
| Net Loans & Leases | 11,187 |
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Net Income | 21 |
| Loan Loss Allowance | 155 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 3,822 |
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Total loans | 11,404 |
| Total assets for the leverage ratio | 40,980 |
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Loans secured by real estate: | 7,646 |
| Tier 1 Leverage Ratio | 8.93 |
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Commercial and industrial loans | 1,244 |
| Tier 1 Capital Ratio | 17.38 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.15 |
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Loans to individuals - Other | 347 |
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