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The Peoples Savings and Loan Company
The Peoples Savings and Loan Company
| RSSD ID 943273 | CERTIFICATE 30889 | ABA NUMBER 244172008 |
| 110 N Detroit St |
Quarter Ended : |
2025-12-31 |
| West Liberty, Ohio, 43357 |
Updated : |
2026-01-26 |
| www.peoplessavingsonline.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 107,554 |
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Total Interest Income | 5,227 |
| Total Liabilities | 97,928 |
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Total NonInterest Income | 89 |
| Total Bank Equity Capital | 9,626 |
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Total Interest Expense | 2,421 |
| Total Deposits | 77,483 |
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Total NonInterest Expense | 2,360 |
| Net Loans & Leases | 96,223 |
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Net Income | 425 |
| Loan Loss Allowance | 809 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 10,357 |
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Total loans | 96,494 |
| Total assets for the leverage ratio | 107,833 |
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Loans secured by real estate: | 93,699 |
| Tier 1 Leverage Ratio | 8.85 |
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Commercial and industrial loans | 1,290 |
| Tier 1 Capital Ratio | 13.01 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.11 |
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Loans to individuals - Other | 1,595 |
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