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 Mechanics Bank
Mechanics Bank
| RSSD ID 943675 | CERTIFICATE 29011 | ABA NUMBER 241271371 |
| 2 S Main St |
Quarter Ended : |
2025-12-31 |
| Mansfield, Ohio, 44902 |
Updated : |
2026-01-28 |
| www.mymechanics.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 872,515 |
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Total Interest Income | 35,103 |
| Total Liabilities | 803,581 |
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Total NonInterest Income | 7,204 |
| Total Bank Equity Capital | 68,934 |
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Total Interest Expense | 9,875 |
| Total Deposits | 766,142 |
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Total NonInterest Expense | 25,200 |
| Net Loans & Leases | 702,788 |
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Net Income | 5,630 |
| Loan Loss Allowance | 6,969 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 79,805 |
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Total loans | 701,772 |
| Total assets for the leverage ratio | 858,817 |
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Loans secured by real estate: | 679,915 |
| Tier 1 Leverage Ratio | 8.58 |
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Commercial and industrial loans | 10,760 |
| Tier 1 Capital Ratio | 15.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.31 |
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Loans to individuals - Other | 5,854 |
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:· Mechanics Bank
