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 Frost State Bank
Frost State Bank
| RSSD ID 943853 | CERTIFICATE 26519 | ABA NUMBER 91207582 |
| 205 Main St |
Quarter Ended : |
2025-09-30 |
| Frost, Minnesota, 56033 |
Updated : |
2025-10-29 |
| froststatebank.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 53,845 |
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Total Interest Income | 2,806 |
| Total Liabilities | 44,710 |
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Total NonInterest Income | 90 |
| Total Bank Equity Capital | 9,135 |
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Total Interest Expense | 1,107 |
| Total Deposits | 43,986 |
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Total NonInterest Expense | 629 |
| Net Loans & Leases | 46,093 |
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Net Income | 577 |
| Loan Loss Allowance | 488 |
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Net Charge Offs | 601 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 9,623 |
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Total loans | 47,188 |
| Total assets for the leverage ratio | 53,301 |
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Loans secured by real estate: | 14,912 |
| Tier 1 Leverage Ratio | 17.14 |
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Commercial and industrial loans | 7,429 |
| Tier 1 Capital Ratio | 18.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.18 |
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Loans to individuals - Other | 1,246 |
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:· Frost State Bank
