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 First Federal Bank
First Federal Bank
| RSSD ID 943974 | CERTIFICATE 31077 | ABA NUMBER 253170334 |
| 200 E Divine St |
Quarter Ended : |
2025-12-31 |
| Dunn, North Carolina, 28334 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,878 |
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Total Interest Income | 11,653 |
| Total Liabilities | 253,681 |
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Total NonInterest Income | 992 |
| Total Bank Equity Capital | 18,197 |
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Total Interest Expense | 3,678 |
| Total Deposits | 247,472 |
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Total NonInterest Expense | 7,883 |
| Net Loans & Leases | 195,780 |
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Net Income | 778 |
| Loan Loss Allowance | 1,533 |
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Net Charge Offs | 488 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,194 |
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Total loans | 196,717 |
| Total assets for the leverage ratio | 275,386 |
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Loans secured by real estate: | 185,997 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 7,934 |
| Tier 1 Capital Ratio | 15.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.69 |
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Loans to individuals - Other | 2,580 |
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:· First Federal Bank
