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The Napoleon State Bank
The Napoleon State Bank
RSSD ID 944047 | CERTIFICATE 10101 | ABA NUMBER 74908510 |
8912 N Us Highway 421 |
Quarter Ended : |
2025-03-31 |
Napoleon, Indiana, 47034 |
Updated : |
2025-04-22 |
www.napoleonstatebank.com |
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Institution Profile |
Year Opened : |
1903 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
7 |
Number of Employees : |
78 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 480,770 |
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Total Interest Income | 6,835 |
Total Liabilities | 432,503 |
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Total NonInterest Income | 495 |
Total Bank Equity Capital | 48,267 |
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Total Interest Expense | 2,074 |
Total Deposits | 428,126 |
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Total NonInterest Expense | 2,933 |
Net Loans & Leases | 318,064 |
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Net Income | 1,632 |
Loan Loss Allowance | 4,308 |
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Net Charge Offs | 146 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 323,389 |
Total assets for the leverage ratio | 472,025 |
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Loans secured by real estate: | 240,528 |
Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 33,396 |
Off Balance Sheet Exposures (%) | 12.55 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,458 |
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