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 The Napoleon State Bank
The Napoleon State Bank
| RSSD ID 944047 | CERTIFICATE 10101 | ABA NUMBER 74908510 |
| 8912 N Us Highway 421 |
Quarter Ended : |
2025-12-31 |
| Napoleon, Indiana, 47034 |
Updated : |
2026-01-28 |
| www.napoleonstatebank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 483,356 |
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Total Interest Income | 28,415 |
| Total Liabilities | 430,941 |
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Total NonInterest Income | 2,113 |
| Total Bank Equity Capital | 52,415 |
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Total Interest Expense | 8,163 |
| Total Deposits | 427,004 |
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Total NonInterest Expense | 12,475 |
| Net Loans & Leases | 338,251 |
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Net Income | 7,087 |
| Loan Loss Allowance | 4,667 |
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Net Charge Offs | 250 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 341,729 |
| Total assets for the leverage ratio | 492,172 |
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Loans secured by real estate: | 259,918 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 30,340 |
| Off Balance Sheet Exposures (%) | 12.12 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,008 |
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:· The Napoleon State Bank
