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 Century Bank and Trust
Century Bank and Trust
| RSSD ID 944337 | CERTIFICATE 147 | ABA NUMBER 61101773 |
| 141 S Wayne St |
Quarter Ended : |
2025-12-31 |
| Milledgeville, Georgia, 31061 |
Updated : |
2026-01-30 |
| www.century.bank |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 363,772 |
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Total Interest Income | 18,268 |
| Total Liabilities | 323,153 |
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Total NonInterest Income | 2,629 |
| Total Bank Equity Capital | 40,619 |
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Total Interest Expense | 3,889 |
| Total Deposits | 321,000 |
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Total NonInterest Expense | 8,930 |
| Net Loans & Leases | 198,326 |
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Net Income | 6,195 |
| Loan Loss Allowance | 2,327 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 201,424 |
| Total assets for the leverage ratio | 374,818 |
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Loans secured by real estate: | 192,939 |
| Tier 1 Leverage Ratio | 13.6 |
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Commercial and industrial loans | 6,587 |
| Off Balance Sheet Exposures (%) | 9.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,095 |
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:· Century Bank and Trust
