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Century Bank and Trust
Century Bank and Trust
| RSSD ID 944337 | CERTIFICATE 147 | ABA NUMBER 61101773 |
| 141 S Wayne St |
Quarter Ended : |
2025-09-30 |
| Milledgeville, Georgia, 31061 |
Updated : |
2025-10-29 |
| www.century.bank |
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| Institution Profile |
| Year Opened : |
1898 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 359,168 |
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Total Interest Income | 13,620 |
| Total Liabilities | 320,347 |
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Total NonInterest Income | 1,989 |
| Total Bank Equity Capital | 38,821 |
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Total Interest Expense | 2,947 |
| Total Deposits | 318,328 |
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Total NonInterest Expense | 6,538 |
| Net Loans & Leases | 199,898 |
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Net Income | 4,691 |
| Loan Loss Allowance | 2,307 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 206,291 |
| Total assets for the leverage ratio | 371,094 |
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Loans secured by real estate: | 197,941 |
| Tier 1 Leverage Ratio | 13.33 |
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Commercial and industrial loans | 5,743 |
| Off Balance Sheet Exposures (%) | 9.86 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,641 |
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