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 First National Bank
First National Bank
| RSSD ID 944355 | CERTIFICATE 25894 | ABA NUMBER 91204255 |
| 141 E Main St |
Quarter Ended : |
2025-12-31 |
| Oldham, South Dakota, 57051 |
Updated : |
2026-01-28 |
| www.firstnationalbanks.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 462,466 |
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Total Interest Income | 44,130 |
| Total Liabilities | 391,738 |
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Total NonInterest Income | 14,044 |
| Total Bank Equity Capital | 70,728 |
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Total Interest Expense | 7,060 |
| Total Deposits | 380,703 |
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Total NonInterest Expense | 21,648 |
| Net Loans & Leases | 333,761 |
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Net Income | 9,485 |
| Loan Loss Allowance | 24,637 |
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Net Charge Offs | 21,683 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 79,043 |
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Total loans | 349,910 |
| Total assets for the leverage ratio | 458,089 |
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Loans secured by real estate: | 223,997 |
| Tier 1 Leverage Ratio | 16.16 |
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Commercial and industrial loans | 14,236 |
| Tier 1 Capital Ratio | 19.42 |
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Loans to individuals - Credit Cards | 64,614 |
| Total Capital Ratio | 20.73 |
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Loans to individuals - Other | 3,434 |
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:· First National Bank
