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 First National Bank
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First National Bank
| RSSD ID 944355 | CERTIFICATE 25894 | ABA NUMBER 91204255 |
| 141 E Main St |
Quarter Ended : |
2026-06-30 |
| Oldham, South Dakota, 57051 |
Updated : |
2026-07-28 |
| www.firstnationalbanks.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 477,821 |
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Total Interest Income | 21,476 |
| Total Liabilities | 391,281 |
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Total NonInterest Income | 6,658 |
| Total Bank Equity Capital | 86,540 |
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Total Interest Expense | 3,245 |
| Total Deposits | 380,137 |
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Total NonInterest Expense | 11,382 |
| Net Loans & Leases | 344,313 |
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Net Income | 5,169 |
| Loan Loss Allowance | 23,035 |
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Net Charge Offs | 8,369 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,525 |
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Total loans | 359,949 |
| Total assets for the leverage ratio | 490,765 |
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Loans secured by real estate: | 229,017 |
| Tier 1 Leverage Ratio | 18.41 |
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Commercial and industrial loans | 21,448 |
| Tier 1 Capital Ratio | 22.81 |
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Loans to individuals - Credit Cards | 60,135 |
| Total Capital Ratio | 24.12 |
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Loans to individuals - Other | 3,120 |
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:· First National Bank
