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 First National Bank
First National Bank
| RSSD ID 944355 | CERTIFICATE 25894 | ABA NUMBER 91204255 |
| 141 E Main St |
Quarter Ended : |
2025-03-31 |
| Oldham, South Dakota, 57051 |
Updated : |
2025-05-01 |
| www.firstnationalbanks.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 459,792 |
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Total Interest Income | 11,371 |
| Total Liabilities | 397,052 |
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Total NonInterest Income | 3,658 |
| Total Bank Equity Capital | 62,740 |
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Total Interest Expense | 1,835 |
| Total Deposits | 386,075 |
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Total NonInterest Expense | 5,377 |
| Net Loans & Leases | 331,293 |
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Net Income | 2,480 |
| Loan Loss Allowance | 27,794 |
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Net Charge Offs | 5,977 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,654 |
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Total loans | 350,799 |
| Total assets for the leverage ratio | 466,801 |
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Loans secured by real estate: | 224,515 |
| Tier 1 Leverage Ratio | 14.49 |
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Commercial and industrial loans | 13,890 |
| Tier 1 Capital Ratio | 17.83 |
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Loans to individuals - Credit Cards | 71,843 |
| Total Capital Ratio | 19.15 |
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Loans to individuals - Other | 3,966 |
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:· First National Bank
