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 First National Bank
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First National Bank
| RSSD ID 944355 | CERTIFICATE 25894 | ABA NUMBER 91204255 |
| 141 E Main St |
Quarter Ended : |
2026-03-31 |
| Oldham, South Dakota, 57051 |
Updated : |
2026-05-07 |
| www.firstnationalbanks.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
12 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 484,306 |
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Total Interest Income | 10,602 |
| Total Liabilities | 399,630 |
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Total NonInterest Income | 3,333 |
| Total Bank Equity Capital | 84,676 |
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Total Interest Expense | 1,627 |
| Total Deposits | 388,442 |
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Total NonInterest Expense | 5,507 |
| Net Loans & Leases | 338,825 |
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Net Income | 2,676 |
| Loan Loss Allowance | 23,446 |
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Net Charge Offs | 4,472 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 93,135 |
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Total loans | 355,706 |
| Total assets for the leverage ratio | 481,175 |
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Loans secured by real estate: | 228,308 |
| Tier 1 Leverage Ratio | 18.3 |
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Commercial and industrial loans | 14,571 |
| Tier 1 Capital Ratio | 22.7 |
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Loans to individuals - Credit Cards | 62,244 |
| Total Capital Ratio | 24.01 |
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Loans to individuals - Other | 3,111 |
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:· First National Bank
