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CNB Bank, Inc.
CNB Bank, Inc.
| RSSD ID 944627 | CERTIFICATE 14507 | ABA NUMBER 52204359 |
| 101 S Washington St |
Quarter Ended : |
2025-09-30 |
| Berkeley Springs, West Virginia, 25411 |
Updated : |
2025-10-16 |
| www.cnb.bank |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 781,937 |
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Total Interest Income | 25,163 |
| Total Liabilities | 718,052 |
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Total NonInterest Income | 3,887 |
| Total Bank Equity Capital | 63,885 |
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Total Interest Expense | 9,161 |
| Total Deposits | 636,137 |
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Total NonInterest Expense | 14,591 |
| Net Loans & Leases | 540,597 |
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Net Income | 3,726 |
| Loan Loss Allowance | 5,882 |
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Net Charge Offs | 107 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 77,647 |
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Total loans | 536,763 |
| Total assets for the leverage ratio | 707,547 |
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Loans secured by real estate: | 491,486 |
| Tier 1 Leverage Ratio | 10.12 |
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Commercial and industrial loans | 22,936 |
| Tier 1 Capital Ratio | 14.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.03 |
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Loans to individuals - Other | 21,008 |
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