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 The Bank of LaFayette, Georgia
The Bank of LaFayette, Georgia
| RSSD ID 944739 | CERTIFICATE 9245 | ABA NUMBER 61103182 |
| 101 W Patton St |
Quarter Ended : |
2025-06-30 |
| La Fayette, Georgia, 30728 |
Updated : |
2025-07-30 |
| www.bankoflafayette.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 407,055 |
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Total Interest Income | 8,821 |
| Total Liabilities | 394,661 |
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Total NonInterest Income | 613 |
| Total Bank Equity Capital | 12,394 |
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Total Interest Expense | 3,221 |
| Total Deposits | 369,509 |
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Total NonInterest Expense | 3,478 |
| Net Loans & Leases | 163,650 |
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Net Income | 2,064 |
| Loan Loss Allowance | 968 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 165,161 |
| Total assets for the leverage ratio | 445,717 |
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Loans secured by real estate: | 133,790 |
| Tier 1 Leverage Ratio | 9.7 |
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Commercial and industrial loans | 6,813 |
| Off Balance Sheet Exposures (%) | 4.38 |
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Loans to individuals - Credit Cards | 627 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 24,231 |
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:· The Bank of LaFayette, Georgia
