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 Benchmark Community Bank
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Benchmark Community Bank
| RSSD ID 94522 | CERTIFICATE 20484 | ABA NUMBER 51402482 |
| 100 S Broad St |
Quarter Ended : |
2026-03-31 |
| Kenbridge, Virginia, 23944 |
Updated : |
2026-04-30 |
| www.BCBforlife.bank |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
228 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,402,760 |
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Total Interest Income | 19,087 |
| Total Liabilities | 1,273,304 |
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Total NonInterest Income | 2,259 |
| Total Bank Equity Capital | 129,456 |
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Total Interest Expense | 3,808 |
| Total Deposits | 1,264,502 |
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Total NonInterest Expense | 10,746 |
| Net Loans & Leases | 1,141,912 |
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Net Income | 5,278 |
| Loan Loss Allowance | 8,842 |
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Net Charge Offs | 64 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 142,250 |
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Total loans | 1,144,715 |
| Total assets for the leverage ratio | 1,381,530 |
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Loans secured by real estate: | 1,062,138 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 67,471 |
| Tier 1 Capital Ratio | 12.5 |
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Loans to individuals - Credit Cards | 1,253 |
| Total Capital Ratio | 13.35 |
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Loans to individuals - Other | 12,627 |
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:· Benchmark Community Bank
