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 Benchmark Community Bank
Benchmark Community Bank
| RSSD ID 94522 | CERTIFICATE 20484 | ABA NUMBER 51402482 |
| 100 S Broad St |
Quarter Ended : |
2025-09-30 |
| Kenbridge, Virginia, 23944 |
Updated : |
2025-11-10 |
| www.BCBonline.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
228 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,319,051 |
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Total Interest Income | 53,526 |
| Total Liabilities | 1,195,855 |
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Total NonInterest Income | 7,266 |
| Total Bank Equity Capital | 123,196 |
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Total Interest Expense | 11,870 |
| Total Deposits | 1,191,379 |
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Total NonInterest Expense | 29,665 |
| Net Loans & Leases | 1,081,674 |
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Net Income | 14,747 |
| Loan Loss Allowance | 8,480 |
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Net Charge Offs | 334 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 135,308 |
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Total loans | 1,072,553 |
| Total assets for the leverage ratio | 1,309,823 |
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Loans secured by real estate: | 991,596 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 64,909 |
| Tier 1 Capital Ratio | 12.56 |
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Loans to individuals - Credit Cards | 1,208 |
| Total Capital Ratio | 13.41 |
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Loans to individuals - Other | 13,930 |
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:· Benchmark Community Bank
