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 Bedford Federal Savings Bank
Bedford Federal Savings Bank
| RSSD ID 946274 | CERTIFICATE 29024 | ABA NUMBER 283971600 |
| 1030 15th St |
Quarter Ended : |
2025-12-31 |
| Bedford, Indiana, 47421 |
Updated : |
2026-01-30 |
| www.bedfed.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 285,643 |
|
Total Interest Income | 16,234 |
| Total Liabilities | 258,002 |
|
Total NonInterest Income | 1,529 |
| Total Bank Equity Capital | 27,641 |
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Total Interest Expense | 6,291 |
| Total Deposits | 246,645 |
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Total NonInterest Expense | 6,942 |
| Net Loans & Leases | 227,702 |
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Net Income | 3,060 |
| Loan Loss Allowance | 2,133 |
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Net Charge Offs | 239 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 227,062 |
| Total assets for the leverage ratio | 291,261 |
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Loans secured by real estate: | 213,587 |
| Tier 1 Leverage Ratio | 9.66 |
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Commercial and industrial loans | 6,299 |
| Off Balance Sheet Exposures (%) | 8.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,176 |
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:· Bedford Federal Savings Bank
