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 Charles River Bank
Charles River Bank
| RSSD ID 947776 | CERTIFICATE 26602 | ABA NUMBER 211373018 |
| 70 Main St |
Quarter Ended : |
2025-06-30 |
| Medway, Massachusetts, 02053 |
Updated : |
2025-07-30 |
| www.charlesriverbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 319,737 |
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Total Interest Income | 6,832 |
| Total Liabilities | 300,326 |
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Total NonInterest Income | 729 |
| Total Bank Equity Capital | 19,411 |
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Total Interest Expense | 2,331 |
| Total Deposits | 298,445 |
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Total NonInterest Expense | 4,675 |
| Net Loans & Leases | 232,928 |
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Net Income | 408 |
| Loan Loss Allowance | 1,516 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,357 |
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Total loans | 231,432 |
| Total assets for the leverage ratio | 323,596 |
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Loans secured by real estate: | 213,566 |
| Tier 1 Leverage Ratio | 7.95 |
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Commercial and industrial loans | 8,264 |
| Tier 1 Capital Ratio | 11.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.39 |
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Loans to individuals - Other | 6,934 |
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:· Charles River Bank
