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 Charles River Bank
Charles River Bank
| RSSD ID 947776 | CERTIFICATE 26602 | ABA NUMBER 211373018 |
| 70 Main St |
Quarter Ended : |
2025-03-31 |
| Medway, Massachusetts, 2053 |
Updated : |
2025-05-06 |
| www.charlesriverbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 312,446 |
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Total Interest Income | 3,329 |
| Total Liabilities | 293,596 |
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Total NonInterest Income | 311 |
| Total Bank Equity Capital | 18,850 |
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Total Interest Expense | 1,168 |
| Total Deposits | 291,785 |
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Total NonInterest Expense | 2,327 |
| Net Loans & Leases | 227,523 |
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Net Income | 112 |
| Loan Loss Allowance | 1,492 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,037 |
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Total loans | 222,373 |
| Total assets for the leverage ratio | 319,965 |
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Loans secured by real estate: | 204,674 |
| Tier 1 Leverage Ratio | 7.95 |
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Commercial and industrial loans | 8,732 |
| Tier 1 Capital Ratio | 11.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.46 |
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Loans to individuals - Other | 7,322 |
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:· Charles River Bank
