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 One American Bank
One American Bank
| RSSD ID 95051 | CERTIFICATE 6078 | ABA NUMBER 91401553 |
| 549 Broadway St |
Quarter Ended : |
2025-09-30 |
| Centerville, South Dakota, 57014 |
Updated : |
2025-10-30 |
| www.oneamericanbank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
42 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 368,370 |
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Total Interest Income | 13,944 |
| Total Liabilities | 338,576 |
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Total NonInterest Income | 916 |
| Total Bank Equity Capital | 29,794 |
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Total Interest Expense | 10,090 |
| Total Deposits | 244,016 |
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Total NonInterest Expense | 8,827 |
| Net Loans & Leases | 278,171 |
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Net Income | (3,934) |
| Loan Loss Allowance | 5,808 |
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Net Charge Offs | 1,777 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 33,507 |
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Total loans | 287,589 |
| Total assets for the leverage ratio | 376,766 |
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Loans secured by real estate: | 248,565 |
| Tier 1 Leverage Ratio | 8.24 |
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Commercial and industrial loans | 4,638 |
| Tier 1 Capital Ratio | 16.1 |
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Loans to individuals - Credit Cards | 7,116 |
| Total Capital Ratio | 17.37 |
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Loans to individuals - Other | 23,465 |
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:· One American Bank
