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 Monson Savings Bank
Monson Savings Bank
| RSSD ID 951102 | CERTIFICATE 90245 | ABA NUMBER 211871219 |
| 146 Main St |
Quarter Ended : |
2025-12-31 |
| Monson, Massachusetts, 1057 |
Updated : |
2026-01-29 |
| www.monsonsavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 753,682 |
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Total Interest Income | 35,859 |
| Total Liabilities | 682,013 |
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Total NonInterest Income | 4,156 |
| Total Bank Equity Capital | 71,669 |
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Total Interest Expense | 12,207 |
| Total Deposits | 652,143 |
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Total NonInterest Expense | 18,871 |
| Net Loans & Leases | 623,063 |
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Net Income | 6,333 |
| Loan Loss Allowance | 4,271 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 616,103 |
| Total assets for the leverage ratio | 754,811 |
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Loans secured by real estate: | 574,501 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 39,882 |
| Off Balance Sheet Exposures (%) | 17 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,720 |
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:· Monson Savings Bank
