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 ESSA Bank & Trust
ESSA Bank & Trust
| RSSD ID 952677 | CERTIFICATE 28262 | ABA NUMBER 231372248 |
| 200 Palmer St |
Quarter Ended : |
2025-03-31 |
| Stroudsburg, Pennsylvania, 18360 |
Updated : |
2025-04-30 |
| www.essabank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
222 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,166,357 |
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Total Interest Income | 25,669 |
| Total Liabilities | 1,933,937 |
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Total NonInterest Income | 1,957 |
| Total Bank Equity Capital | 232,420 |
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Total Interest Expense | 11,579 |
| Total Deposits | 1,703,394 |
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Total NonInterest Expense | 11,617 |
| Net Loans & Leases | 1,757,056 |
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Net Income | 3,533 |
| Loan Loss Allowance | 14,950 |
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Net Charge Offs | (35) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 239,785 |
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Total loans | 1,770,194 |
| Total assets for the leverage ratio | 2,176,955 |
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Loans secured by real estate: | 1,565,392 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 38,423 |
| Tier 1 Capital Ratio | 12.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.79 |
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Loans to individuals - Other | 1,429 |
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:· ESSA Bank & Trust
