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Farmers & Merchants Bank of North Dakota
Farmers & Merchants Bank of North Dakota
| RSSD ID 954158 | CERTIFICATE 8640 | ABA NUMBER 91309846 |
| 101 Main St N |
Quarter Ended : |
2025-12-31 |
| Tolna, North Dakota, 58380 |
Updated : |
2026-01-29 |
| www.fmbnd.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 118,925 |
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Total Interest Income | 5,317 |
| Total Liabilities | 106,228 |
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Total NonInterest Income | 242 |
| Total Bank Equity Capital | 12,697 |
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Total Interest Expense | 1,687 |
| Total Deposits | 105,904 |
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Total NonInterest Expense | 2,793 |
| Net Loans & Leases | 53,625 |
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Net Income | 1,036 |
| Loan Loss Allowance | 474 |
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Net Charge Offs | (16) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 14,304 |
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Total loans | 55,248 |
| Total assets for the leverage ratio | 118,387 |
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Loans secured by real estate: | 23,226 |
| Tier 1 Leverage Ratio | 11.68 |
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Commercial and industrial loans | 9,111 |
| Tier 1 Capital Ratio | 19.9 |
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Loans to individuals - Credit Cards | 263 |
| Total Capital Ratio | 20.58 |
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Loans to individuals - Other | 2,661 |
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