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 Citizens State Bank of Luling
Citizens State Bank of Luling
| RSSD ID 954653 | CERTIFICATE 10327 | ABA NUMBER 114916488 |
| 200 S Magnolia Ave |
Quarter Ended : |
2025-12-31 |
| Luling, Texas, 78648 |
Updated : |
2026-01-23 |
| www.csbsa.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 63,133 |
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Total Interest Income | 4,200 |
| Total Liabilities | 51,551 |
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Total NonInterest Income | 311 |
| Total Bank Equity Capital | 11,582 |
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Total Interest Expense | 538 |
| Total Deposits | 51,409 |
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Total NonInterest Expense | 3,062 |
| Net Loans & Leases | 50,931 |
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Net Income | 604 |
| Loan Loss Allowance | 1,189 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 54,480 |
| Total assets for the leverage ratio | 67,008 |
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Loans secured by real estate: | 45,814 |
| Tier 1 Leverage Ratio | 18.11 |
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Commercial and industrial loans | 7,430 |
| Off Balance Sheet Exposures (%) | 6.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 547 |
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:· Citizens State Bank of Luling
