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 Citizens State Bank of Luling
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Citizens State Bank of Luling
| RSSD ID 954653 | CERTIFICATE 10327 | ABA NUMBER 114916488 |
| 200 S Magnolia Ave |
Quarter Ended : |
2026-06-30 |
| Luling, Texas, 78648 |
Updated : |
2026-07-27 |
| www.csbsa.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 73,820 |
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Total Interest Income | 855 |
| Total Liabilities | 56,927 |
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Total NonInterest Income | 147 |
| Total Bank Equity Capital | 16,893 |
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Total Interest Expense | 103 |
| Total Deposits | 55,417 |
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Total NonInterest Expense | 698 |
| Net Loans & Leases | 47,328 |
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Net Income | 157 |
| Loan Loss Allowance | 1,207 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 48,353 |
| Total assets for the leverage ratio | 69,320 |
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Loans secured by real estate: | 41,912 |
| Tier 1 Leverage Ratio | 21.53 |
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Commercial and industrial loans | 4,274 |
| Off Balance Sheet Exposures (%) | 7.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,020 |
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:· Citizens State Bank of Luling
