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 Citizens State Bank of Luling
Citizens State Bank of Luling
| RSSD ID 954653 | CERTIFICATE 10327 | ABA NUMBER 114916488 |
| 200 S Magnolia Ave |
Quarter Ended : |
2025-03-31 |
| Luling, Texas, 78648 |
Updated : |
2025-04-23 |
| www.csbsa.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 68,963 |
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Total Interest Income | 1,034 |
| Total Liabilities | 58,297 |
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Total NonInterest Income | 86 |
| Total Bank Equity Capital | 10,666 |
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Total Interest Expense | 137 |
| Total Deposits | 58,031 |
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Total NonInterest Expense | 778 |
| Net Loans & Leases | 55,634 |
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Net Income | 147 |
| Loan Loss Allowance | 1,065 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 56,029 |
| Total assets for the leverage ratio | 70,569 |
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Loans secured by real estate: | 47,540 |
| Tier 1 Leverage Ratio | 16.16 |
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Commercial and industrial loans | 7,008 |
| Off Balance Sheet Exposures (%) | 6.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 433 |
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:· Citizens State Bank of Luling
