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 River Falls State Bank
River Falls State Bank
| RSSD ID 955753 | CERTIFICATE 16840 | ABA NUMBER 91810979 |
| 124 S 2nd St |
Quarter Ended : |
2025-12-31 |
| River Falls, Wisconsin, 54022 |
Updated : |
2026-01-28 |
| www.rfstatebankonline2.com |
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| Institution Profile |
| Year Opened : |
1949 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 137,652 |
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Total Interest Income | 6,421 |
| Total Liabilities | 124,163 |
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Total NonInterest Income | 552 |
| Total Bank Equity Capital | 13,489 |
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Total Interest Expense | 2,197 |
| Total Deposits | 122,000 |
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Total NonInterest Expense | 3,561 |
| Net Loans & Leases | 103,142 |
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Net Income | 1,164 |
| Loan Loss Allowance | 1,340 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 102,404 |
| Total assets for the leverage ratio | 142,999 |
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Loans secured by real estate: | 94,645 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 4,145 |
| Off Balance Sheet Exposures (%) | 4.71 |
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Loans to individuals - Credit Cards | 63 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,472 |
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:· River Falls State Bank
