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 Independence Bank
Independence Bank
| RSSD ID 956527 | CERTIFICATE 22925 | ABA NUMBER 41201813 |
| 4401 Rockside Rd |
Quarter Ended : |
2025-12-31 |
| Independence, Ohio, 44131 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,255 |
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Total Interest Income | 9,705 |
| Total Liabilities | 154,140 |
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Total NonInterest Income | 95 |
| Total Bank Equity Capital | 27,115 |
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Total Interest Expense | 4,370 |
| Total Deposits | 152,212 |
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Total NonInterest Expense | 3,714 |
| Net Loans & Leases | 110,169 |
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Net Income | 1,207 |
| Loan Loss Allowance | 3,925 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 112,990 |
| Total assets for the leverage ratio | 184,807 |
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Loans secured by real estate: | 77,474 |
| Tier 1 Leverage Ratio | 15.16 |
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Commercial and industrial loans | 34,140 |
| Off Balance Sheet Exposures (%) | 7.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 159 |
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:· Independence Bank
