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 Rio Bank
Rio Bank
| RSSD ID 956750 | CERTIFICATE 25886 | ABA NUMBER 114915447 |
| 701 E Expressway 83 |
Quarter Ended : |
2025-06-30 |
| Mcallen, Texas, 78501 |
Updated : |
2025-07-29 |
| www.rio.bank |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
287 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,406,380 |
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Total Interest Income | 27,912 |
| Total Liabilities | 1,264,747 |
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Total NonInterest Income | 4,733 |
| Total Bank Equity Capital | 141,633 |
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Total Interest Expense | 9,866 |
| Total Deposits | 1,137,362 |
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Total NonInterest Expense | 17,678 |
| Net Loans & Leases | 775,977 |
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Net Income | 3,688 |
| Loan Loss Allowance | 6,491 |
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Net Charge Offs | (111) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,281 |
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Total loans | 606,614 |
| Total assets for the leverage ratio | 1,153,131 |
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Loans secured by real estate: | 481,569 |
| Tier 1 Leverage Ratio | 11.96 |
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Commercial and industrial loans | 121,607 |
| Tier 1 Capital Ratio | 13.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.73 |
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Loans to individuals - Other | 3,736 |
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:· Rio Bank
