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 Rio Bank
Rio Bank
| RSSD ID 956750 | CERTIFICATE 25886 | ABA NUMBER 114915447 |
| 701 E Expressway 83 |
Quarter Ended : |
2025-12-31 |
| Mcallen, Texas, 78501 |
Updated : |
2026-01-29 |
| www.rio.bank |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
277 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,393,727 |
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Total Interest Income | 67,816 |
| Total Liabilities | 1,243,965 |
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Total NonInterest Income | 9,842 |
| Total Bank Equity Capital | 149,762 |
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Total Interest Expense | 23,264 |
| Total Deposits | 1,164,594 |
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Total NonInterest Expense | 45,070 |
| Net Loans & Leases | 780,651 |
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Net Income | 6,680 |
| Loan Loss Allowance | 10,595 |
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Net Charge Offs | (64) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,196 |
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Total loans | 782,237 |
| Total assets for the leverage ratio | 1,394,337 |
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Loans secured by real estate: | 635,789 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 133,401 |
| Tier 1 Capital Ratio | 13.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.09 |
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Loans to individuals - Other | 4,192 |
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:· Rio Bank
