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 Rio Bank
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Rio Bank
| RSSD ID 956750 | CERTIFICATE 25886 | ABA NUMBER 114915447 |
| 701 E Expressway 83 |
Quarter Ended : |
2026-06-30 |
| Mcallen, Texas, 78501 |
Updated : |
2026-07-28 |
| www.rio.bank |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
267 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,423,994 |
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Total Interest Income | 38,829 |
| Total Liabilities | 1,273,261 |
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Total NonInterest Income | 5,781 |
| Total Bank Equity Capital | 150,733 |
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Total Interest Expense | 11,888 |
| Total Deposits | 1,187,261 |
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Total NonInterest Expense | 24,259 |
| Net Loans & Leases | 840,653 |
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Net Income | 6,426 |
| Loan Loss Allowance | 10,257 |
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Net Charge Offs | 564 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 150,849 |
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Total loans | 810,012 |
| Total assets for the leverage ratio | 1,389,552 |
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Loans secured by real estate: | 661,883 |
| Tier 1 Leverage Ratio | 10.03 |
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Commercial and industrial loans | 138,536 |
| Tier 1 Capital Ratio | 13.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.87 |
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Loans to individuals - Other | 4,135 |
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:· Rio Bank
