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 First County Bank
First County Bank
| RSSD ID 958204 | CERTIFICATE 18204 | ABA NUMBER 221172212 |
| 117 Prospect St |
Quarter Ended : |
2025-09-30 |
| Stamford, Connecticut, 6901 |
Updated : |
2025-10-28 |
| www.firstcountybank.com |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
192 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,241,956 |
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Total Interest Income | 73,417 |
| Total Liabilities | 2,063,751 |
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Total NonInterest Income | 7,926 |
| Total Bank Equity Capital | 178,205 |
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Total Interest Expense | 40,942 |
| Total Deposits | 1,739,271 |
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Total NonInterest Expense | 35,819 |
| Net Loans & Leases | 1,680,178 |
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Net Income | 3,502 |
| Loan Loss Allowance | 17,603 |
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Net Charge Offs | 74 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 231,007 |
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Total loans | 1,697,313 |
| Total assets for the leverage ratio | 2,219,910 |
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Loans secured by real estate: | 1,600,547 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 84,140 |
| Tier 1 Capital Ratio | 13.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.65 |
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Loans to individuals - Other | 12,626 |
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:· First County Bank
