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First County Bank
First County Bank
RSSD ID 958204 | CERTIFICATE 18204 | ABA NUMBER 221172212 |
117 Prospect St |
Quarter Ended : |
2025-06-30 |
Stamford, Connecticut, 06901 |
Updated : |
2025-07-29 |
www.firstcountybank.com |
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Institution Profile |
Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
14 |
Number of Employees : |
199 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 2,228,713 |
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Total Interest Income | 48,953 |
Total Liabilities | 2,053,526 |
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Total NonInterest Income | 5,531 |
Total Bank Equity Capital | 175,187 |
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Total Interest Expense | 27,705 |
Total Deposits | 1,755,079 |
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Total NonInterest Expense | 23,862 |
Net Loans & Leases | 1,677,126 |
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Net Income | 1,931 |
Loan Loss Allowance | 17,886 |
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Net Charge Offs | 43 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 229,672 |
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Total loans | 1,711,173 |
Total assets for the leverage ratio | 2,248,381 |
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Loans secured by real estate: | 1,621,551 |
Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 76,699 |
Tier 1 Capital Ratio | 13.45 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.6 |
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Loans to individuals - Other | 12,926 |
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