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 Queensborough National Bank & Trust Company
Queensborough National Bank & Trust Company
| RSSD ID 960935 | CERTIFICATE 2138 | ABA NUMBER 61103975 |
| 113 E Broad St |
Quarter Ended : |
2025-09-30 |
| Louisville, Georgia, 30434 |
Updated : |
2025-10-30 |
| www.qnbtrust.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
380 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,161,509 |
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Total Interest Income | 79,961 |
| Total Liabilities | 1,971,935 |
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Total NonInterest Income | 13,014 |
| Total Bank Equity Capital | 189,574 |
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Total Interest Expense | 24,081 |
| Total Deposits | 1,925,177 |
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Total NonInterest Expense | 44,405 |
| Net Loans & Leases | 1,264,244 |
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Net Income | 17,126 |
| Loan Loss Allowance | 12,467 |
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Net Charge Offs | 896 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 224,240 |
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Total loans | 1,277,728 |
| Total assets for the leverage ratio | 2,162,573 |
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Loans secured by real estate: | 1,097,204 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 104,870 |
| Tier 1 Capital Ratio | 13.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.82 |
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Loans to individuals - Other | 35,540 |
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:· Queensborough National Bank & Trust Company
